| Plot: | George Bailey has spent his entire life giving of himself to the people of Bedford Falls. He has always longed to travel but never had the opportunity in order to prevent rich skinflint Mr. Potter from taking over the entire town. All that prevents him from doing so is George's modest building and loan company, which was founded by his generous father. But on Christmas Eve, George's Uncle Billy loses the business's $8,000 while intending to deposit it in the bank. Potter finds the misplaced money and hides it from Billy. When the bank examiner discovers the shortage later that night, George realizes that he will be held responsible and sent to jail and the company will collapse, finally allowing Potter to take over the town. Thinking of his wife, their young children, and others he loves will be better off with him dead, he contemplates suicide. But the prayers of his loved ones result in a gentle angel named Clarence coming to earth to help George, with the promise of earning his wings. He shows George what things would have been like if he had never been born. In a nightmarish vision in which the Potter-controlled town is sunk in sex and sin, those George loves are either dead, ruined, or miserable. He realizes that he has touched many people in a positive way and that his life has truly been a wonderful one.
George Bailey spends his entire life giving up his big dreams for the good of his town, Bedford Falls, as we see in flashback. But in the present, on Christmas Eve, he is broken and suicidal over the misplacing of an $8000 loan and the machinations of the evil millionaire, Mr. Potter. His guardian angel, Clarence, falls to Earth, literally, and shows him how his town, family, and friends would turn out if he had never been born. George meant so much to so many people; should he really throw it all away?
On the Christmas Eve of Bedford Falls, the guardian angel Clarence is assigned to convince the desperate George Bailey to not commit suicide. George is a good man, that sacrificed his dreams and his youth on behalf of the citizens of his small town. He inherited the loan business of his father and he gave up traveling the world and joining University as scheduled. Later he resisted the proposals of the evil banker Mr. Potter, and never sold his business to protect the poor community of Bedford Falls and offer a means to afford to buy their own house. He married his beloved Mary Hatch Bailey and had four children with her and a tough life with his family. When his uncle Billy loses US$ 8,000.00, found and stolen by Mr. Potter, George decides to commit suicide, since he believes he worth more dead than alive. When Clarence sees that he is not able to persuade George to give up his intention, he decides to show the life in town if George had never existed. George concludes that life is wonderful.
On Christmas eve, all of the citizens of the small town of Bedford Falls pray to the heavens to help George Bailey. It's then decided that Clarence, an angel who hasn't earned his wings, is to help George. Before he does, he should know who George Bailey was. George Bailey grew up in Bedford Falls, a small town where he dreams of leaving it and making his mark on the world. His family's business is the only thing stands between the good citizens and Mr. Potter, a rich miser who takes sick pleasure in taking from everybody, without even caring how it affects them. George was all set to leave when his father died and had to take care of the business. George would forever be hindered by his plans to leave and thinks that he is nothing but a failure, he decides to kill himself. That's when Clarence comes in and tries to convince him that he has made something with his life, and that he had a "Wonderful Life".
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